We’ll help you to ensure you have the right provisions in place now, to enable you to make big decisions at the right time, to ensure you can meet your lifetime goals without your money running out.
Having a financial plan through effective cashflow modelling can help you with the answers to questions such as:
When can I afford to retire and how much can I spend?
How much do I need to save for my desired lifestyle in retirement?
How much risk can I afford with my investments?
Can I afford a big expense such as my child's education, a new car or family gifts?
If my investments don't perform as well as expected, can I still meet my goals?
How would my family cope if I am unable to work or die prematurely?
How much do money do I need to insure?
How much can I safely give away as a gift?
For life's big decisions: A journey, not a destination
At Angell Mallinder, we have years of cashflow planning expertise and knowledge, helping you to take complete control by visualising your financial future through our state-of-the-art prediction software. We’ll transform the way you save, spend and retire by outlining your current and future financial situation, enabling you to make smarter, more tangible financial decisions such as education, weddings, retirement, gifting and inheritance tax planning and avoid any shortfalls. Life is inherently unpredictable in nature, and it may feel like you never know what’s coming round the corner. So, we’ll also provide the capacity to simulate for a range of ‘what if’ scenarios, that will stress-test your finances against the unexpected.
Our financial forecasts provided via cashflow modelling are not set in stone, and should be reviewed on a regular basis as a living document, should you experience even minor changes to your existing financial circumstances. Combined with our wide range of financial planning tools, cashflow modelling helps us to start a meaningful conversation with you to ensure that we fully understand your needs and objectives for a prosperous financial future.
We'll help you to address concerns including:
What you'll need to do to meet your financial objectives
How to minimise your tax liabilities
How to avoid experiencing a cash shortfall
How to plan the transfer of capital to other family members or charities
How you will be able to support your desired lifestyle in retirement
How long will I live?
People are living longer. Improved working conditions, reduced smoking rates and improved healthcare have all contributed to increasing life expectancy from generation to generation. Visit the Office of National Statistics' (ONS) website to find out your life expectancy, and the likelihood of you living to be 100 years old.
6 High Street, Barrow upon Soar, Leicestershire, LE12 8PY
Angell Mallinder Limited is directly authorised and regulated by the Financial Conduct Authority (FCA).
Financial Services Register No: 496729.
Company Registration No: 6818411.
The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk.